CHI Travel Insurance Pty Ltd offers worldwide travel insurance for Australian residents who are travelling internationally or domestically. We also provide travel insurance for non-residents of Australia travelling to and within Australia. CHI Travel Insurance Pty Ltd ABN 70 131 684 636, Authorised Representative Number 327036 is the oldest travel insurance product in Australia. We are underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL Number 234708. Allianz holds a AA- rating from Standards and Poor¡¯s.

Details about the Authorised Representative:
Name: CHI Travel Insurance Pty Ltd
ABN: 70 131 684 636
Authorised Representative Number: 327036
Address: 10/9 Bungan Street, Mona Vale NSW 2103 Australia
Telephone: 612 9997 4810 or 1800 997 810
Facsimile: 61 2 9979 9310
Email: sales@chitravelinsurance.com.au
Website: www.chitravelinsurance.com.au
We are authorised by agreement with the authorising licensee to arrange for customers to enter into, vary and dispose of authorised travel insurance financial products on behalf of the licensee. We are authorised to provide general financial product advice (but not personal financial product advice) on the authorised financial products. We do not act as your agent.

What travel insurance should generally cover:

Medical and additional expenses
Including cover for the costs of medical, surgical, hospital, ambulance, emergency dental, medical evacuation and additional expenses.

Cancellation
Cover for cancellation charges on prepaid arrangements.

Luggage and personal effects
This provides cover for personal belongings that are taken on the trip or purchased during it. Note that there is usually a limit per item, with an overall limit for electronic equipment like cameras and personal computers.

Travel documents
Cover for travel documents, credit cards or travellers cheques that are lost or stolen. There is usually a limit - either per item or overall

Personal liability
Cover against possible claims arising from injury accidentally caused to another person or damage their property. In some parts of the world, the liability can be huge.

Return airfare
Some insurers offer to reimburse the cost of the airfare if you suffer an accident or need to return home due to a covered event outside your control.

Travel Delay
Reimbursement for additional meals and accommodation expenses if the journey is delayed for more than a certain number of hours. Delays due to industrial action and - even worse - weather are far more common than you might think.

Emergency luggage
Reimbursement for purchases for essential items if luggage is temporarily delayed by the carrier.

Accidental death
Limits usually apply, ranging from $10,000 to $25,000, depending on the type of policy.

Resumption of journey
If you have to return home early due to the unexpected death of a relative, some insurers will offer cover for the costs of resuming an overseas trip. Note, however, the word "unexpected".

Out-of-pocket expenses
Provides spending money for each day that you are confined in an overseas hospital.

Loss of income
Some policies provide a benefit ranging from $5,000 to $25,000 if you have an accident on a trip and are unable to work when you return home.

Domestic pets
Cover for kennel and cattery fees if you are caught up overseas by injury or an unforeseen delay.

Rental vehicle insurance excess
Provides cover for the insurance excess on a rental vehicle if it is involved in an accident or stolen.

Cover for children
Some insurers offer coverage for dependents under the age of 21, accompanying the policyholder, at no additional cost.

Amateur or action sports
For anyone partial to skiing, ice sports, hot-air ballooning, scuba diving, bungee jumping, white-water rafting, parachuting, paragliding and so on, on their holidays, look for a policy that offers specific cover for amateur or action sports. The policy will define exactly what is covered. If your favourite activity isn't on the list, ask your insurer.